3 ways of obtaining affordable health insurance coverage

The crude reality is that today there are millions of uninsured persons in the United States and this situation is caused by a couple of factors, one of them being the fact that most of these people lost their jobs as a result of the financial crisis that hit the whole world in the last few years. But being uninsured in the United States is not at all recommended and this is why even if you are on a low budget you have to keep looking for ways of getting covered.

One of the best options you have is definitely the Consolidated Omnibus Budget Reconciliation Act, or the COBRA as many of you might know it. This is dedicated for unemployed persons that can continue to be insured after they lost their job. However, even if COBRA ensures top medical coverage for you, it is definitely not one of the most affordable options you have.

Medicare is an option worthy to take in to consideration especially if you are already obtaining some benefits from Social Security or if you are an older person. It doesn't cover much, but it is definitely affordable, so make sure you check if you are eligible for it or not.

If you just lost your job, but you expect to get another one in short time, you can go for short term health insurance coverage which will grant you medical insurance at a very reasonable rate. Just make sure you get another job pretty fast because the premiums will seriously rise after a period.